Welcome to Community First. This year, we are celebrating 75 years of service to Northeast Florida. Discover how Community First is committed to you and to our community.
We truly are Invested in You!

Who is Community First?

Community First Credit Union of Florida (Community First) is a state-chartered credit union based in Jacksonville, serving anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, and St. Johns counties.

Community First has more than 75 years of history serving our growing First Coast community and is a values-driven organization. From past to present, we are committed to education and protecting our environment through several 'Green' iniatives and products. We recognize members and employees as important and valuable contributors to Community First's success. This belief is supported by our core values:

  • Commitment to members
    Members are the focus of our credit union. We improve members' lives by providing quality products and services with dedication, energy and caring. We are attentive and responsive to member concerns.

  • Creating trust
    Our success is based on the unwavering integrity of our employees. We are trustworthy, loyal and responsible. We treat one another, as well as members, community leaders and partners, with dignity and respect.
  • Continuous improvement
    We strive for excellence in everything we do—always seeking to improve quality service. We are committed to creating the best solutions, individually and as an organization, and we have a strong desire to learn and improve.
  • Collaboration
    Employees are the foundation of our success. We believe in teamwork and support one another in a helpful, friendly environment. We appreciate each other and value diversity, because we know that a broad range of perspectives generates the best solutions and helps to build consensus.
  • Creativity and innovation
    We constantly seek new and better ways to improve products, service delivery channels and the overall member experience.
  • Community focus
    We place a special emphasis on activities that improve financial education, enhance the quality of our educational system, upgrade the health and welfare of our community and help citizens advance their standard of living by adopting sound financial practices.

    Community Contribution Policy
  • Our Mission

    Community First’s mission is to provide the highest in quality financial solutions for every stage of your life.

    The Vision: Your Trusted Advisor

    What one quality is needed to build and maintain any strong relationship? Trust. You will find that Community First serves as trusted advisor to our members, being your first choice for superior financial solutions, comprehensive products and unparalleled service experiences.

  • Membership
    As a member, you and your family will have the financial edge that comes from trusted advisors who can guide you through all stages of life.  Apply now to become a member of Community First.

    Becoming a member of Community First is EASY. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, and St. Johns counties.

    Additionally, retirees living outside these counties who were members of the Credit Union prior to their retirement or who retired from the educational system in these counties are also eligigible for membership, as well as students enrolled in—and alumni of—post-secondary educational institutions within these counties who are currently living outside these counties, and persons related to a member or related to persons eligible for membership by blood or marriage, adoption, or as a surviving spouse.
    APPLY FOR MEMBERSHIP





    Rules/Disclaimer:No purchase necessary. A purchase will not increase your chances of winning. Giveaway is subject to all applicable federal, state and local laws and regulation, and is void wherever prohibited or restricted by law. To obtain a copy of the promotion rules, contact Community First Credit Union of Florida’s Marketing Department at marketing@c1cufl.org or Attn: Marketing — Community First Credit Union of Florida, P.O. Box 2600, Jacksonville, FL, 32232.

    Winners will be notified by phone and announced on the Website. Entries are limited to five per person (one for each Treasure Chest icon on the website). Winner does not have to be present to win. By submitting an entry for this promotion, you agree to all promotion rules as determined by the promotion operator, Community First Credit Union of Florida (“Credit Union”), in its sole discretion. Credit Union employees, board members,volunteers, third party vendors/affiliates and their household members are not eligible for the promotion. Entrants (person completing this Enter-to-Win form) cannot complete an Enter-to-Win form for another person.


    We are growing to meet the needs for your tomorrow!

    Community First is one of the ten largest credit unions in Florida, serving more than 100,000 members, with assets exceeding $1.1 billion. Community First is a not-for-profit, full-service financial institution offering consumers and businesses a large variety of products and services, including ...

    BANKING PERSONAL LOANS MORTGAGES BUSINESS BANKING INVESTMENT SERVICES
  • Our Board of Directors
    Bruce Doueck
    Bruce Doueck
    Chairman
    Dr. Brenda Robinson Simmons
    Dr. Brenda Robinson Simmons
    Vice Chairman
    William Permenter
    William Permenter
    Secretary
    Ellen Paige
    Ellen Paige
    Treasurer
    Sandra McCracken
    Sandra McCracken
    Marsha Coarsey
    Marsha Coarsey
    Bettie Adams
    Bettie Adams
    Dr. Gary Fane
    Dr. Gary Fane
    Elvia Williams

  • Our Audit Committee
    Bettie Adams
    Bettie Adams
    Chairman
    John Jolly
    John Jolly

    Scott Bennett
    Dr. Hugh Van Seaton
    Dr. Hugh Van Seaton
       
    Mailing AddressContact InformationExternal Auditors
    Audit Committee
    Community First Credit Union of FL
    P.O. Box 40046
    Jacksonville, FL 32203-9845
    Phone: 904.549.8621
    Audit Committee Charter
    LarsonAllen LLP - CPAs, Consultants and Advisors
    P.O. Box 217
    Austin, MN 55912-0217
    Dean Rohne, Principal
  • Our Community Advisory Council
    Jon Cantrell
    Jacquelyn Johnson
    Angela Pracher
    Laura Gutteridge
    Jorina Jolly
    Malinda Prudencio
    Marcus Hale
    Kristen Majdanics
    Paki Taylor
  • Our Leadership Team
    John Hirabayashi
    John Hirabayashi
    CEO
    Sam Inman
    Sam Inman
    Chief Financial Officer
    Mike Tomko
    Mike Tomko
    Senior V.P. of Operations
    Kimberly Deppe
    Kimberly Deppe
    V.P. of Marketing
     Photo Coming Soon
    Susan Verbeck
    V.P. of Lending
     
    Robin Norton
    A.V.P. of Human Resources

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