• Community First Rewards Points 

    You deserve a reward! Earn Rewards Points with every signature-based purchase you make on your Community First Credit or Check Card. That's right — just swipe and sign to earn more points -- it's that easy!

    You can also combine the points you earn on your Visa® CheckCard with those you earn on your Credit Card and redeem them for MORE merchandise and travel for your entire family! Simply visit a branch, or call our Member Service Call Center and let us know you want to combine your points!
     


    Get even more value from everyday purchases when you combine points from your credit and check cards. Log in to online banking to view and redeem your points. Start rewarding yourself today!

    How You Can Earn Points:

    • Earn one point for every dollar ($1) purchase you make with your Community First Platinum Rewards card.
    • Earn one point for every five dollar ($5) purchase you make with your Community First check card .


    Use Your Points for Travel

    Take your dream vacation or simply travel the world. With your Community First rewards card reedeem points for hotels, car rentals, air fare or cruises!

    Select from Exciting Merchandise Options

    Prefer to trade your points for merchandise? Choose from thousands of brand name products and gift cards. Merchandise awards are available for as little as 2,500 points!

    APPLY FOR YOUR CARD NOW!

    Don't have a Community First Credit or Debit Card? Visit any of our convenient branch locations, contact one of our Member Service Representatives at 904.354.8537 or 800.342.8416 or apply through Online Banking.

  • Platinum Rewards Visa® Card
    The Community First Platinum Visa with Rewards is the perfect card for anyone looking to earn points redeemable for travel or valuable merchandise.

    The Platinum Visa Rewards Card:

    • Is ideal for individuals who use their credit card often and keep little to no balance
    • Offers rewards points good for valuable merchandise, travel and gift cards

    Benefits also include:

    • Auto Rental Collision Damage Waiver
    • Travel Accident Insurance
    • Visa Emergency Cash Disbursement and Card Replacement
    • Year End Summary Statement


    APPLY FOR A CREDIT CARD


  • Platinum Visa® Card
    Community First now offers the Platinum Visa, a no-rewards card, for those interested in reaping rewards in the form of a lower rate.

    The Platinum Visa Card:

    • Is ideal for those who carry a monthly balance
    • Offers rewards in the form of a lower interest rate

    Benefits also include:

    • Auto Rental Collision Damage Waiver
    • Travel Accident Insurance
    • Visa Emergency Cash Disbursement and Card Replacement
    • Year-End Summary Statement


    APPLY FOR A CREDIT CARD


  • Share Secured Card
    Community First's Share Secured VISA card is a great way to establish credit history. Your VISA is secured with funds held in your share account. You will continue to earn interest on your share account while enjoying Platinum card benefits such as:
    • Travel accident insurance
    • Emergency services
    • Auto Rental Collision Damage Waiver
    • Visa Emergency Cash Disbursement and Card Replacement
    • Year End summary statement




    APPLY FOR A CREDIT CARD




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Rates

  • Credit Cards
    Type Rates as low as Conditions
    Platinum Rewards Card8.90%*APR - *Rates are based on credit historyVariable rate, subject to change quarterly. No annual fee.
    Platinum Visa Card7.90%*APR - *Rates are based on credit historyVariable rate, subject to change quarterly. No annual fee.
  • More Rates / Additional Disclosures