The Trusted Advisors at Community First can help you save for your financial goals. We offer regular savings accounts, special-purpose savings, and youth savings — where we help you teach your children the importance of saving. Let’s start by exploring the following accounts available to you ...



Please select the products below to learn more.

  • Primary Share Savings Account – Save for your future
    Our Primary Share Savings Account opens the door to your credit union experience and membership, making you part-owner of Community First. This required account takes only $5 to open and to maintain. It pays a competitive dividend rate on balances over $100 (dividends are compounded and paid monthly). If this is your only account with Community First, a $50 balance is required to avoid a small monthly maintenance fee.
    • $5 minimum deposit to open and maintain
    • $50 minimum to avoid a monthly maintenance fee if this is your only account
    • $100 balance to earn dividends


    Contact Me APPLY FOR MEMBERSHIP

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  • Special Purpose Share Account – Save for special occasions
    Special Purpose Savings Accounts provide you a powerful tool for managing your money—and you’ll never be charged a fee for these accounts. Label them whatever you wish - from "New Car Account" to "Kitchen Remodel Account." Whatever you name it, you'll receive a competitive dividend rate when you maintain a minimum balance of $100. Dividends are compounded and paid monthly. Sign up for Automatic Transfer, and start saving today!
    • $25 minimum deposit to open and maintain
    • $100 balance to earn dividends
    		 Bee saving pollen


    Contact Me APPLY FOR MEMBERSHIP

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  • Youth Advantage Savings Accounts – Start your children on the path to financial wellness
    We offer a fantastic Youth Advantage Program aimed at teaching children the importance of saving for their future. Our Youth Advantage Accounts are tailored for anyone age 0 to 23.

    • $5 minimum deposit to open
    • Premium dividend rate paid on the first $500*.
    • Available for ages 0 to 23


    Contact Me APPLY FOR MEMBERSHIP YOUTH ACCOUNTS 0 - 17 YOUTH ACCOUNTS 18 - 23

  • Coverdell Education Savings (ESAs)
    ESAs are accounts that allow contributions to be made for the purpose of saving for a child’s educational expenses. Qualified withdrawals are tax– and penalty–free.

    Who Can Contribute?

    There is no requirement that the contributor must be a member of the family. Furthermore, corporations and other entities (including tax-exempt organizations) are permitted to make contributions to Coverdell Education Savings Accounts. With this broad range of potential contributors, it is possible that more than one person may want to contribute for the same child. A coordinated effort should be encouraged to avoid excess contributions. Contributions are not allowed after the beneficiary reaches 18 years of age (except those with special needs).

    Contact Me OPEN AN ESA



    • * APY - Annual Percentage Yield. Rate effective as of July 12, 2009 and may change at any time. 4.00% APY on balances up to $500 and 0.15% APY on balances above $500. Fees could reduce earnings on the account. A $50 minimum deposit is required to open a checking account.